15 best new bank account promotions and bonuses for August 2026: Earn up to $3,000
New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening. If you can’t reach that threshold, you can instead earn a $50 bonus with eligible direct deposits of as little as $1,000. Through Dec. 31, 2026, SoFi is offering up to $400 for opening SoFi Checking and Savings and depositing $5,000 or more in eligible direct deposits within 25 days from account opening. To qualify for the business savings offer, you must not already have a business savings or money market account with Banner Bank. To qualify for the personal savings offer, you must not already have a personal savings or money market account with Banner Bank.
- Chase Total Checking® has a $15 monthly service fee, you can avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Annual percentage yield (APY) is variable and subject to change at any time.
- If you can’t reach that threshold, you can instead earn a $50 bonus with eligible direct deposits of as little as $1,000.
- For example, a qualifying account type opened and funded during the month of May must complete the requirements in the months of June, July, and August to qualify for the bonus.
- The Federal Reserve does not directly set the annual percentage yield (APY) on your savings account.
Here’s a round-up of personal bank account bonuses you may want to consider if you’re in the market for a new checking or savings account. 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay. 11TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. You must make at least $1,000 in deposits within 90 days of account opening1 Annual percentage yield (APY) is variable and subject to change at any time.
Many bank account bonuses require a “direct deposit,” but not every bank defines it the same way. To receive the business checking or savings offers, you must open your account(s) at a Banner Bank branch and use the promotional code at account opening that was provided to you by Banner Bank. Offer is subject to change without notice and may not be combined with any other offer. To receive the personal checking or savings offers, you must open your account(s) online at bannerbank.com or at a Banner Bank branch and use the promotional code at account opening that was provided to you by Banner Bank. Open a new business checking or savings account and meet deposit and balance requirements to earn a $250, $500 or even $1,000 bonus with offer code 2026DP.
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You may receive only one new account opening-related bonus every 2 years on a personal checking account and one new account opening-related bonus every 2 years on a personal savings or money market account. You must not currently have a CSB personal savings or money market account or have had one in the last 12 months. • Receive cumulative monthly direct deposits totaling $2,500 or more within each of the first 3 full calendar months following the date the new account is opened and funded. • Enroll in eStatements through CSB Online or Mobile Banking within 30 calendar days following the date the new account is opened and funded.
Open a new checking and savings account to earn up to $1,000.
Using your CSB Debit Mastercard® within each of the first 12 calendar months following the date the new account is opened and funded. For the first 3 full calendar months following the date the new account is open and funded. Within each of the first 3 full calendar months after the account is open and funded. The time it takes your bank to deposit your bonus will depend on the exact rules for that account, but you can usually expect to receive your bonus within a few business days after having satisfied the necessary eligibility requirements. Once you’ve met the requirements to earn a new bank account offer, you’ll receive your bonus in your account within a few days, in many cases. New bank account offers like bonuses are cash incentives for new customers who open bank accounts.
For example, if the account is opened and funded in May, the qualifying months are June, July, and August, and the bonus will be paid by October 31. • Maintain a minimum average monthly balance of $5,000 for the first 3 full calendar months following the date the new account is opened and funded. For example, a qualifying account type opened and funded during the month of May must complete the requirements in the months of June, July, and August to qualify for the bonus. For the first 3 full calendar months following the date the new account is opened and funded.
How to avoid the Monthly Service Fee and other product details
The institution offered complimentary SoFi Plus for customers with eligible direct deposit until March 30, 2026. But new customers who open both a Checking and Saving account—along with enrolling in SoFi Plus—have an opportunity to earn a 3.80% annual percentage yield (APY). Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. While not strictly a savings account, you can open linked checking and savings with PNC (called Virtual Wallet with Performance Spend) for a generous and accessible bonus of $400 . How many bank accounts do you need? Should you open checking and savings accounts together?
You typically can’t open multiple accounts at the same institution and earn a bonus on all of them, but if you can meet the requirements across multiple banks, you may be able to earn bonuses with different banks. Yes, bank account bonuses are considered interest income, which is taxable. The Federal Reserve does not directly set the annual percentage yield (APY) on your savings account. The IRS considers bank account bonuses taxable income, typically reported on Form 1099-INT or Form 1099-MISC. Banks should stipulate when you can expect to receive your bonus after meeting the requirements—often within a couple months after completing the qualifying activities.
- Base Annual Percentage Yield (APY) as of and is subject to change.
- But new customers who open both a Checking and Saving account—along with enrolling in SoFi Plus—have an opportunity to earn a 3.80% annual percentage yield (APY).
- To receive the business checking or savings offers, you must open your account(s) at a Banner Bank branch and use the promotional code at account opening that was provided to you by Banner Bank.
- Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more.
- To qualify for the personal savings offer, you must not already have a personal savings or money market account with Banner Bank.
- Many bank account bonuses require a “direct deposit,” but not every bank defines it the same way.
Rewards will be transferred to your Account within ten (10) calendar days after the conclusion of the respective Eligibility Period (“Payout Window”). New Chime Checking account customers can earn a bonus of up to $350 by completing certain activities. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening.
Interest rates are variable and subject to change at any time. SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account. Once these requirements are met, you’ll receive your bonus within 14 days.
Rounding out this list of the top new BetMGM slots to play after claiming this platform’s no deposit bonus is Wild Toro. Using the BetMGM Casino bonus code ALCOM, new members are eligible to score a 100% first deposit bonus of up to $1,000, plus a $25 no deposit bonus. On this page, I highlight three of the top new BetMGM slots that can be played after claiming this online casino’s no deposit bonus. Chase Total Checking® has a $15 monthly service fee, you can avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period. Open a new Chase Total Checking account, which is subject to approval and have your direct deposits totaling $1,000 or more made into the new checking account within 90 days of offer enrollment. Make direct deposits totaling $1,000 or casino rivo more within 90 days of offer enrollment.
